WB Ayushman Card Apply Online 2026: Step-by-Step Guide to Apply for PM-JAY Health Card

Syed Mosharaf Hossain
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Syed Mosharaf Hossain
Article Writer
Syed Mosharaf Hossain is a visionary educator, technical innovator, and the Principal of Purbasthali-II Government ITI, West Bengal. An Electronics & Communication Engineer, he is the...
- Article Writer
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WB Ayushman Card Apply Online 2026: Since the formation of the new government in West Bengal, one major question among the public has been the future of various central government schemes in the state. On Monday, a major indication came during the first cabinet meeting chaired by the new Chief Minister. The newly formed state government announced that the popular central healthcare scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), will now be implemented in West Bengal as well.

The Chief Minister stated that the new government will work on the principle of “For the People, By the People, Of the People,” and strengthening healthcare services for ordinary citizens will be one of its top priorities. According to sources, the process of implementing the Ayushman Bharat scheme in West Bengal has already begun.

Related Article: PM Modi Said Restart Work From Home in 2026 | India to Revive WFH and Cut Fuel Consumption Amid Global Crisis

Following this announcement, many people are now searching for information about how to apply for the Ayushman Card, who will be eligible for the benefits, what documents will be required, and whether the registration process can be completed through a mobile phone. Here is the complete guide and detailed information.

West Bengal Ayushman Bharat Card (PM-JAY) Overview Chart

FeatureDetails
Scheme NameWB Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Launched ByGovernment of India
Launch Year2018
Introduced ByNarendra Modi
Main PurposeFree healthcare and hospitalization support for poor and low-income families
Annual Health CoverageUp to 5 Lakh per family
Type of ServiceCashless & Paperless Treatment
Eligible BeneficiariesSECC 2011 listed families and eligible low-income households
Age LimitNo age restriction
Family Size LimitNo limit
Hospitals CoveredGovernment & Empanelled Private Hospitals
Treatments CoveredSurgery, ICU, Cancer, Heart Disease, Medicines, Diagnostics and more
Number of Medical Packages1,393+
Application ModeOnline & Offline
Online Apply MethodPM-JAY Portal / Ayushman App
Required DocumentsAadhaar Card, Mobile Number, Ration Card, Address Proof
Authentication MethodsAadhaar OTP, Face Authentication, Fingerprint
Official WebsitePM-JAY Official Portal
Managing AuthorityNational Health Authority
Available InMost Indian States and Union Territories
Main BenefitFree hospitalization and reduced medical expenses

West Bengal Ayushman Card Apply Online 2026: Step-by-Step Guide to Apply for PM-JAY Health Card

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s largest government-funded health insurance schemes. Under this scheme, eligible families can receive cashless medical treatment worth up to 5 lakh per year at empanelled government and private hospitals across the country.

If you want to apply for an Ayushman Card online, here is the complete step-by-step process, required documents, eligibility details, and card download procedure.

What is Ayushman Bharat PM-JAY?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) was launched by Prime Minister Narendra Modi in September 2018. The scheme aims to provide affordable healthcare and financial protection to economically weaker families.

Under the scheme, eligible beneficiaries receive free hospitalization benefits up to 5 lakh annually per family.

Benefits of Ayushman Card

The Ayushman Card offers several major healthcare benefits, including:

  • Free treatment up to 5 lakh per year
  • Cashless hospitalization
  • Treatment at empanelled private and government hospitals
  • Coverage for surgeries, diagnostics, medicines, and hospitalization
  • Pre-hospitalization and post-hospitalization expenses included
  • No restriction on family size or age

Who is Eligible for Ayushman Bharat?

Eligibility is mainly based on the SECC 2011 (Socio-Economic Caste Census) database.

People from economically weaker backgrounds, including rural and urban low-income families, may qualify for the scheme.

Eligible categories generally include:

  • Landless laborers
  • Families living in kutcha houses
  • SC/ST families
  • Construction workers
  • Street vendors
  • Domestic workers
  • Rickshaw pullers

Documents Required for WB Ayushman Card Apply Online

Before starting the registration process, keep the following documents ready:

  • Aadhaar Card
  • Mobile number linked with Aadhaar
  • Ration Card
  • Family ID (if available)
  • Address proof
  • Passport-size photograph

How to Apply for Ayushman Card Online?

Follow these steps carefully to apply online for the Ayushman Bharat Card.

Step 1: Visit the Official Website

Go to the official PM-JAY beneficiary portal. PM-JAY Beneficiary Portal

Step 2: Click on “Am I Eligible”

On the homepage, click on the “Am I Eligible” option.

Step 3: Login with Mobile Number

  • Enter your mobile number
  • Fill in the captcha code
  • Verify using OTP

After successful login, you can proceed further.

Step 4: Search Your Name

Select the following details:

  • State
  • Scheme: PM-JAY
  • District
  • Search method

You can search using:

  • Aadhaar Number
  • Family ID
  • PMJAY ID

Searching through the Aadhaar Number is usually the easiest method.

Step 5: Click on “Do e-KYC”

If your name appears in the list, click on the “Do e-KYC” button.

Step 6: Complete Aadhaar Authentication

Choose one authentication method:

  • Aadhaar OTP
  • Fingerprint
  • Face Authentication

Then click on “Verify”.

You will receive:

  • Aadhaar OTP
  • Mobile OTP

Enter both OTPs to complete verification.

Step 7: Fill Additional Details

Now enter the required information:

  • Photograph
  • Year of Birth
  • Mobile Number
  • District
  • Rural or Urban Area
  • Village or Town Name
  • Relationship with Family Head

After filling in all details, click on “Submit”.

How to Download Ayushman Card?

Once your e-KYC is approved, your Ayushman Card will be generated.

To download the card:

  • Login again
  • Click on “Download Card”
  • Verify OTP
  • Download the PDF version of your Ayushman Card

In many cases, the card becomes available within 15–20 minutes after successful verification.

Apply Through Ayushman App

Beneficiaries can also apply through the official Ayushman App available on Android smartphones.

The app allows users to:

  • Check eligibility
  • Complete e-KYC
  • Download Ayushman Card
  • Search hospitals
  • View scheme details

Offline Application Process

People who cannot complete online registration can apply through Common Service Centers (CSC).

Steps:

  1. Visit the nearest CSC center
  2. Submit Aadhaar and required documents
  3. Complete biometric verification
  4. Wait for approval
  5. Collect the Ayushman Card from the CSC center

Hospitals Covered Under PM-JAY

Thousands of government and private hospitals across India are empanelled under the PM-JAY scheme.

Beneficiaries can receive cashless treatment for:

  • Heart surgery
  • Cancer treatment
  • Kidney disease
  • Orthopedic surgery
  • ICU treatment
  • Major operations

Important Things to Remember

  • Aadhaar-linked mobile number is mandatory
  • Face Authentication may require the “Aadhaar Face RD” app
  • Eligibility depends on the government database
  • Fake websites should be avoided
  • Always use the official PM-JAY portal

The WB Ayushman Card Apply PM-JAY scheme has become a major support system for millions of Indian families who struggle with expensive medical costs. With online registration and digital verification, applying for an Ayushman Card has now become much easier.

Eligible beneficiaries should complete their registration as soon as possible to access free healthcare benefits under the scheme.

Tip: Since the scheme is being newly implemented in West Bengal, your name may not appear on the portal initially. If you cannot find your name right now, there is no need to worry. Once the government database is updated, your name is likely to be added to the beneficiary list automatically.

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Syed Mosharaf Hossain is a visionary educator, technical innovator, and the Principal of Purbasthali-II Government ITI, West Bengal. An Electronics & Communication Engineer, he is the creator of the internationally recognized "Arduino-based Smart Shoe" for women’s safety, featured in the World Book of Records.As the Founder of SD ONUPRON GROUP, Syed has over six years of expertise in SEO, web development, and digital journalism. Honored as the "Principal of the Year" at the Asia Education Conclave 2025, he remains dedicated to driving technical innovation and mentoring future professionals in India's education sector.